When reviewing your auto insurance policy, you’ve probably come across the terms “comprehensive” and “collision” coverage. While these two coverages are often grouped together, they actually protect your vehicle in very different situations. Understanding the difference can help you make…
Insurance is one of those things that can be easy to set up and then forget about. Once your home and auto policies are in place, you may not think much about them until your renewal comes around, your rate…
Fall has officially arrived in Tennessee! As temperatures begin to cool and the leaves start to change, it’s a great time to prepare your home for the months ahead. While Middle Tennessee may still have plenty of warm days left,…
Buying a new car is exciting! Whether you’re trading in your current vehicle or adding another car to your household, there’s a lot to take care of before driving off the lot. Between financing, registration, and paperwork, it’s easy to…
You open your mail or email and find a bill for your homeowners insurance renewal. There’s just one problem: your homeowners insurance is paid through your mortgage company. So, why are you getting the bill? If your homeowners insurance is…
Whether you are letting a friend borrow your car for a quick trip, allowing a family member to use it for the day, or handing someone else the keys while you are traveling, you may wonder what happens to your…
Opening your homeowners insurance renewal and seeing that your premium has increased can be frustrating, especially if you haven’t filed a claim, made changes to your home, or had any problems with your policy. One of the most common questions…
When something goes wrong with your home or vehicle, one of the first questions you may ask is: Should I file an insurance claim? Filing a claim can help cover the cost of a significant covered loss, but not every…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our davisinsurancetn.com clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them…